an investment in your future. Rent payments are gone once you have made them. But, with each mortgage payment you are investing in a tangible asset while building future equity. Unlike rent, the mortgage on your home will be paid off some day, providing you with "rent free" living, and a comfortable retirement.

Homeowners typically enjoy a better and more secure lifestyle. When you live in a neighborhood, you become part of the community. Your neighbors, like you, have invested in and care about their properties. Naturally, because they are willing to invest in their community, you have the security of raising your family in a safe environment.

A home is an investment that generally keeps pace with inflation. Real estate has historically appreciated faster than the rate of inflation. Even if your home isn't your "dream home", you'll be working your way up. With improvements and appreciation you can begin building equity for a down payment on your dream home of the future.